30 Year Fixed Rate Mortgage – Getting the Best 30 Year Fixed Rate Mortgage

Since the housing crisis started in 2007 the 30 year fixed mortgage rates have fallen drastically and are currently hovering around 4.8%. Getting a new loan or refinancing your existing 30 year fixed mortgage can make a lot of sense if you plan on being at your home for five years or more. Just be aware that upfront closing costs and fees will eat into some of the money you save initially, but over the long run you can substantially lower your monthly payments and even extend them out a bit if you so wish.
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Mortgage Bailout – 2% Interest Rates and Other Refinancing Options

President Obama’s “Making Home Affordable” plan offers huge benefits to millions of struggling homeowners. Things like 2% mortgage rates, and approval guarantees will help a lot of homeowners avoid losing their home. Here is how you can use this plan for yourself, save money every month, and get a better mortgage.
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Making Home Affordable Program – The, Ugly, Bad, & Good of the Program

The making home affordable program is like the kid that sits on the bench keeping the seat warm for the starters that need to rest for a few moments before being shoved back into the game because the kid with “potential” (the bench warmer) is not cutting it. The making home affordable program has potential, but it just was not born a star. It is a great program based on good intentions, but the first problem with it is this – it is still a voluntary program. The banks don’t have to adhere to it.
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Do it Yourself Loan Modification – Pay $3000 Or Dedicate 3 Hours of Your Time?

Let me ask you a simple question-would be rather pay a loan mod company $3000 or invest 3 hours of your time to learn how to successfully complete your do it yourself loan modification?  No one expects you to be an expert, but with just a few hours of your time and effort, you can learn enough about the process to prepare your own professional and acceptable loan workout proposal to your lender.  Loan modifications are free, so why not learn how to get the lower mortgage payment you need and save your much needed cash?
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Wholesaling Houses Explained

Wholesaling houses is the act of placing a property under contract and then assigning the said contract to another buyer. In this type of real estate in…
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The Secret to Flipping Homes and Earning Big Bucks

Because many realtors have succeeded in real estate investing through the business of flipping homes, many people are eager to jump into the bandwag…
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Housing Dilemma: Rent or Buy?

An American businessman named Franklin P. Jones once remarked, “Nothing makes your home look so attractive as pricing the new ones.” In Australia, the Government dangled incentives and other forms of grants to first-time homeowners, mainly to jump start the flagging economy.
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Commercial Mortgage Loans – Institutional Funding Vs Private Funding (Banks Vs Hard Money)

It is more difficult to get a commercial mortgage loan today than it was two years ago. The credit crisis has prompted many commercial real estate investors to look into alternative sources of capital.
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So You Think You Need an Open Mortgage

While the reasoning behind an open mortgage is sound, the reality is, most people will never utilize the benefits. We have it in our heads that the very possibility of paying a penalty will render us powerless and forever indebted to our lender. The truth of the matter is, an open mortgage can be more costly than a closed mortgage if you don’t have the means to pay the entire principal.
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